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Fullerton India Personal Loan

We all have needs and aspirations that remain unfulfilled due to the gap that exists between dreams and reality. And this is where a Fullerton India Personal Loan can help in making a difference in your life. No matter what your financial needs are - unexpected expenses, a medical exigency, school or college admission, wedding in the family, home improvement or that long awaited vacation; whatever the occasion, our range of Personal Loans can help you meet your needs. The procedure is simple and quick. You do not have to hypothecate any collateral or property to avail this loan. All you have to do is to follow some simple steps and help our team understand your requirements.


Fullerton India Advantage

• A continuous relationship based funding model to meet finance needs as and when required through a variety of products.
• Flexibility with regards to the loan based on the requirement.

Documentation

• KYC or 'Know your Customer' formalities and documents.
• Proof of Income and expenditure.
• Application Form and Legal formalities.

FAQ

Who can apply for a Personal Loan?
Fullerton Personal Loan is available for salaried individuals as well as self-employed individuals.

What is the maximum loan amount I can avail?
You can avail up to 20 Lakhs if you are salaried and 30 Lakhs if you are a self- employed businessman. The actual loan amount eligibility will be calculated based on your income and other parameters that the Fullerton India Relationship Manager will explain.

What is the minimum and maximum Loan tenor I can avail?
You can repay your loan over a period of 12 months to 48 months.

Can I foreclose or prepay my loan?
You can foreclose your loan after a minimum period of 6 Months.

Is there any advantage that I can get if I have already availed a Fullerton India loan earlier?
Yes, if you are an existing customer of Fullerton India, you will get additional benefits on the processing time as well as the interest rate. What's more, you will be eligible for a pre-qualified Top Up on your existing Principal Outstanding.



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